Own Your Own Insurance Company
Turn your risk management into a profit center!
CIC Services is a captive manager, serving middle-market companies. Since 2005, we have helped business owners, CEOs, CFOs and Risk Managers take control of their risk management and turn their risk into wealth. Scroll down to learn more about what sets CIC Services apart and our comprehensive Enterprise Risk Management approach.
Industries We Serve
Alternative Risk Transfer


Warranties (Warranty Captive)
Employee Benefits (Healthcare Captive)


Enterprise Risk Management (ERM)
Steps to Captive Ownership
Forming and operating a Captive is a complex undertaking. Captives are highly regulated, sophisticated businesses that demand the greatest level of competency from their chosen service providers.
Before undertaking this endeavor, be sure you:
- Choose the best team of professionals,
- Choose an appropriate domicile for your captive, and
- Understand what’s fully involved with forming and operating your captive.
The Good News: CIC Services makes owning and operating your captive simple and turn-key.
Captivating Thinking
Our weekly, clear-headed commentary on the captive industry

The Cost of Waiting: CIC Services Announces the 60-Day Captive Insurance Countdown for 2025
Every year, the business landscape grows more complex, volatile, and unpredictable. Costs rise, insurance coverage narrows, and risks multiply. Yet amidst the uncertainty, one truth remains clear: businesses that take control of their risk management today will be the ones best positioned to thrive tomorrow. At CIC Services, we have spent decades helping business owners […]

Misclassification Could be Costing You Thousands on Insurance
Rising insurance costs are putting added pressure on restaurants and bars already squeezed by higher food and labor expenses. But for many operators, the problem isn’t just inflation, it’s misclassification.

CIC, Ragnar Unveil Captive For Restaurants and Bars
When it comes to insurance, not all “sports bars” are created equal — yet many are priced as if they are.
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