When it comes to middle-market and small enterprises, few entities wield as much influence and potency as a captive insurance company. These captives present an astute decision to establish one’s very own lawful insurance entity, endowing businesses with formidable risk management capabilities and enticing financial advantages. What truly distinguishes these captives is their extraordinary versatility, […]

The profound impact of wars on nations is widely acknowledged, as they have the power to shape destinies and alter the course of history. However, what remains less widely recognized is the consequential effect that conflicts and wars can exert on businesses and their owners. A striking realization emerges: in an era marked by escalating […]

When was the last time you assessed your insurance policies? I recently examined the commercial policies in place for our company. If you undertake a similar review, you are likely to come across numerous phrases akin to the examples provided below. This insurance policy excludes any form of loss, damage, cost, or expense, regardless of […]

Thanks to a series of court victories by our firm (and others), including a unanimous decision by the United States Supreme Court, the IRS formally sat down at the dinner table earlier this week to eat a heaping helping of crow.

CIC Services’s own Randy Sadler and Chris Gallo cover the war in Ukraine, high gas prices, impending global starvation, current global hot spots and make the case for small and middle-market businesses to consider owning their own insurance company. Watch the recording from our recent webinar: